Certificate IV in Finance and Mortgage Broking


Are you ready to start your career in finance with a Certificate IV in Finance and Mortgage Broking?

This course will provide you with the skills to work in administrative, clerical and customer service roles in banking, credit management, insurance and retail financial services. You’ll learn how to assess clients’ loan applications, assist clients through the lending process and how to use industry standard financial planning software.

This qualification is a broad based course covering a comprehensive range of Credit Management and Mortgage Broking services designed to reflect the job roles of contract Mortgage Brokers and employees performing Mortgage Broking tasks for organisations in a range of industries.

Employment outcomes

  • Industry associations
  • Credit management
  • Mortgage broking
  • Finance broking
  • Financial planning assistance

Recognition of Prior Learning (RPL)

You can seek RPL where your work or qualifications of an advanced and related nature have been undertaken. Academic Credit is granted on a case-by-case basis, according to our Academic Credit policy and associated procedures. Applications for Academic Credit will be assessed by relevant Melbourne Polytechnic academics and where appropriate, industry experts.

Local Students






Business Management and Finance
03 9269 8400


Part-time: 6 months
1 night per week, 6-9pm
1 online tutorial per week.

Modes of Delivery

Face-to-face, Online



Enquire now to find out if you are eligible for government funding and other forms of help paying for fees. The student tuition fees as published are correct at time of publication and subject to change given individual circumstances at enrolment. All enrolments excluding RPL/RCC and Higher Education incur an annual Amenities fee with a maximum cap of $250

Find out more on fees and charges


All resources will be supplied

Entrance Requirements

There are no entrance requirements for this course.

Pathways to further study

Students completing this course may consider pursuing further studies with a Diploma of Financial Planning.

Career Pathways

Graduates may gain employment as a credit manager, lending officer or banking consultant.

Enrolment Intake

  • February
  • April
  • July
  • October

Units Of Study

The hours displayed are nominal, actual classroom hours delivered may differ. Please contact the department for the latest student contact hours information.

Code Subjects Hours
BSBCUS403 Implement customer service standards 30
BSBITU306 Design and produce business documents 80
BSBWOR501 Manage personal work priorities and professional development 60
FNSCRD301 Process applications for credit 20
FNSCUS501 Develop and nurture relationships with clients, other professionals and third party referrers 50
FNSFMB401 Prepare loan application on behalf of finance or mortgage broking clients 40
FNSFMB402 Identify client needs for broking services 40
FNSFMB403 Present broking options to client 50
FNSFMB501 Settle applications and loan arrangements in the finance and mortgage broking industry 30
FNSFMK505 Comply with financial services regulation and industry codes of practice 80
FNSINC401 Apply principles of professional practice to work in the financial services industry 30
FNSINC402 Develop and maintain in-depth knowledge of products and services used by an organisation or sector 40

Students may be eligible for Victorian and Commonwealth Government funding.